Are you a janitorial business owner? Are you thinking about getting janitorial insurance or trying to find better insurance? If so, you’ve come to the right place.
Anyone who owns a janitorial business or another cleaning service of some kind should have janitorial business insurance. It’s worth the price if you choose the right company.
To learn more about how janitorial insurance can save you time, aggravation, and money, keep reading. We’ll give you the insider’s scoop on why you should get ahead of the game and purchase this insurance for your company.
1. Janitorial Insurance Gives You Peace of Mind
Insurance was created to give other people peace of mind. Insurance is meant to calm you down and make you feel better in dicey situations.
Janitorial business insurance does exactly that. Just like other kinds of insurance, janitorial liability insurance looks out for the owner and seeks to put them at ease. It does this by covering a wide range of situations that could arise as the owner of that business.
Instead of worrying about every little financial situation, you can invest in insurance that can save you years down the road. It’s also better for the sustainability of your business.
Without insurance, your business may not be able to survive a catastrophe. When you invest in insurance, you’re investing in longevity for your business. This includes investing in your job and all of your employees’ jobs.
The best thing is that getting a quote for insurance is easy. You can figure out what your insurance will cost quickly.
Talk about a quick and painless process!
2. Janitorial Insurance Is Marketable
Companies like to work with other companies that have insurance. This is why having insurance is marketable.
For janitorial businesses, having proper liability policies and bonding in place shows that you’re serious about making sure that everyone is covered if a bad situation arises.
Companies with insurance are also more likely to be seen as responsible, timely, and professional. Obviously, these are all traits that you want your company to be associated with.
When you invest in janitorial marketing, you’re actually setting your business up for further success. With that, you’ll have more business and more income.
It’s unlikely that most companies will want to work with someone who cuts corners. By avoiding insurance, you’re showing that you’d rather risk everyone’s assets than spend some of yours upfront to protect everyone later.
In today’s world, having insurance is a courtesy that no one is willing to give up.
3. Janitorial Insurance Covers Damages
Accidents happen. You shouldn’t have to pay full-price every time one of your employees makes a minor mistake.
Good janitorial insurance covers any damages that your employees may accidentally cause. Whether it’s a scratch on the wall or a carpet ruined by the wrong kind of cleaner, janitorial insurance has your team covered.
This will also give your clients peace of mind. They know that their stuff won’t be irreplaceable if one of your employees happens to make a mistake.
4. Janitorial Insurance Replaces Equipment
If your equipment becomes damaged, janitorial insurance can cover the replacement of it. So, if an employee breaks a vacuum handle while cleaning, or burns out a floor buffer, you may be able to file an insurance claim for replacement equipment as long as you have this insurance.
Hopefully, you aren’t planning on an employee breaking an expensive piece of equipment. However, it’s never a bad thing to protect yourself and your company.
Plus, it means that you don’t have to incur the cost if things happen to go wrong next week. Save yourself heartache in the future by taking the time to cover yourself now.
5. Janitorial Workers’ Compensation
Don’t ever think that you’re safe from workers’ compensation claims. Workers across the nation claimed 18.4 million workplace injuries and illnesses in 2015 alone. It’s highly unlikely that you won’t face a workers’ compensation claim in the near future.
That being said, you need to protect yourself.
The right janitorial business insurance can help protect you and your employees if a work-related injury were to occur in the future.
Just think about all of the things that your employees come into contact with. They’re likely working with large machines that are powerful enough to cause bodily harm. This is not to mention all of the chemicals that they’re around on a daily basis.
6. Janitorial Bonding Protects Your Clients from Theft
It’s likely that your clients are worried about possible theft. Anyone letting strangers into their home or business would be.
However, with fidelity bonding for your janitorial business, you can tell them that theft is covered.
For an even stronger case, you can conduct background checks on your janitorial staff. Combined with these background checks, your risk management plan will be an unstoppable marketing technique.
7. Janitorial Insurance Should Include Commercial Auto Insurance
The best janitorial business insurance includes commercial automotive coverage. If your work truck is in an accident and you’ve intelligently invested in janitorial commercial auto insurance, you can be covered.
It’s not unlikely for a vehicle that is being used multiple times a day to get into an accident at some point. You should also consider that that vehicle is also carrying multiple people and heavy equipment, which increases your risks and exposure.
It just makes sense to cover your business with a comprehensive insurance policy. If anything, you’ll have the peace of mind that everything will be okay even if your commercial vehicle breaks down.
Finding the Best Janitorial Insurance
After you’ve taken the time to read this article, we know that you’re excited to jump on a janitorial insurance quote. There are too many advantages to ignore.
Lucky for you, we have the best janitorial insurance plan right here at EPG Insurance. No matter what your janitorial business encounters, it’s likely that our janitorial business insurance plan can help you through.
Feel free to take a look at what our plan offers and bask in the protection. You’ll be able to enjoy all of these advantages we’ve listed and more.