Umbrella Insurance


It’s impossible to predict the unknown. To ward off the unexpected. What is possible, however, is to prepare for rainy days before they strike.

As its name suggests, umbrella insurance is a form of liability insurance designed to protect you from the unknown.


Umbrella insurance policies can vary, but in most cases this type of coverage will protect you from:

  • Injuries you cause in a car accident
  • Injuries someone suffers on your property
  • Property damage you cause in an accident
  • Property damage your pet causes
  • Property damage a dependent or child causes
  • Attorney fees and other legal costs if you’re sued

Even if your homeowners or auto policy has some of these protections in place, they will only cover so much. An umbrella policy is meant to supplement your existing coverage and protect over-and-above your home and auto. It’s also a great option for individuals who travel, as umbrella insurance is portable and offers coverage even overseas.

Umbrella insurance is an affordable option for individuals who want to make sure they’re covered, no matter what. Relative to the amount of protection needed, these policies are inexpensive and flexible.


When you use an independent insurance agent like us, you will work one-on-one with an agent who specializes in exploring and selecting the appropriate amount of umbrella insurance for your needs. We work with close to 20 personal line companies, which means you have more access to the right type of insurance solutions.

There are plenty of insurance agents out there promising low-cost policies - but at what expense? EPG Insurance will help structure a policy that is right for your needs, your desired level of coverage, and your budget.

Whether you live down the street or across the country, we are part of your community. We will advocate for your protection with affordability, transparency and responsiveness.

Contact us today to build a comprehensive umbrella insurance policy that will shield you from the unexpected, rainy days life has in store.