Surety and Bonding

When Business Insurance Isn’t Enough

Sold as a form of risk management, business insurance may not be enough to protect the holistic needs of your company. Structured as a guaranteed promise that you’ll be compensated in the event of a covered loss, an insurance policy fails to address specific business-related needs that are essential for sustained success.

How Surety Bonds Can Help

How Surety Bonds Can Help

As a business owner, you enter into contracts on a near-daily basis. Between contractors, new employees, vendors, clients and more. While insurance will protect you from loss in the event of a fire, theft or other covered event, it won’t shield you from the negative impact of a broken contract.

That’s where surety and bonding comes in. An important risk mitigation tool for businesses, a surety bond acts as a guarantee that a second party will complete an obligation to the third party. As the third party, or obligee, your business will be able to recover its losses from the bond if the second party, or principal, fails to follow through on a signed contract.

Unlike insurance coverage, surety bonds are a form of credit that require the principal to pay any claims - not the insurance company.


Along with comprehensive business insurance, our independent agency also offers surety and bonding services to qualified companies. When you partner with EPG Insurance, you’ll receive one-on-one attention from an agent who specializes in surety and bonding solutions for businesses.

Whether you live down the street or across the country, we are part of your community. We will advocate for your protection with affordability, transparency and responsiveness.

Contact us today to learn more about how surety and bonding can help your business move forward with confidence and peace of mind.