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Why Us For Your Restaurant Insurance? We Know Your Business Inside And Out -
While most insurance brokers are "generalist" agencies, we truly specialize in insuring restaurants, food trucks, and other food-industry operations.
The #1 Restaurant Insurance Company Nationwide
We'll protect your restaurant with a highly customizable insurance plan from your trusted advisor.
Protect Your Items
Are you concerned about protecting your business? Are you a restaurant owner in the United States? Don't wait for a natural disaster, theft, or other unforeseen circumstance to happen before you obtain restaurant insurance.
If your restaurant needs insurance, you'll want to find a highly reputable and trustworthy company.
Let us help guide you in the process and make it simple.
[Call now: (602)-641-5508]
If you have workers, you'll need insurance to protect yourself from lawsuits and other potential problems out there. Don't wait for an accident to happen and be tight on money. This is to ensure that payment is given to the employee during an injury and you're not left wondering how you'll pay.
Are you wondering what you'll do during a crime, robbery, or other unforeseen circumstances? What about if the problem is from employee theft? Whether it falls under employee theft or vandalism, we have different coverage options to protect you during these difficult times.
Loss of Income Coverage
Have you thought about what you'll do if you ever face a loss of income and bills still need to be paid? You can explore different commercial restaurant insurance options and find out how it can protect you during these times. Protect yourself and know that you'll be protected during those unforeseen circumstances.
Step 1: Contact Us
Contact our team via phone or the online contact form. One of our advisors will give you a call to go over the process and give you an estimate.
Step 2: Obtain an Estimate
We'll ask you questions to better understand your situation and needs. After these questions, we can provide you with the right restaurant insurance quote to suit your needs.
Why Choose EPG Insurance?
EPG Insurance has over 30 years of experience serving restaurant owners! We help those near and far with casualty and property insurance. If you wind up moving or expanding, do note that we provide coverage in 47 states!
With EPG Insurance, you'll receive exceptional customer service and protection for your restaurant with high-quality insurance.
"I was recently in the market for business insurance. EPG Insurance was recommended by an associate. EPG exceeded my expectations! My business is a new endeavor so I didn't know exactly what I needed. Jeff, Ariel, and the entire team at EPG was professional, efficient and a breeze to work with. They took their time with me, and patiently answered my numerous questions. I highly recommend EPG!"-Mike C.
How Much Will It Cost To Protect My Restaurant?
Restaurant insurance programs depend on multiple factors including the size, location, and needs of your restaurant. We take pride in offering high-quality and affordable services to restaurants in the area. Contact us today to get your free estimate.
[Call now: (602)-641-5508]
Our promise to you is we promise humility, honesty, and integrity as part of our core values. Any questions that you have during and after the sign-up process we'll be more than happy to answer.
Get a Free Restaurant Insurance Quote
We're your one-stop-shop for all of your restaurant insurance needs.
Contact us now to get your free restaurant insurance quote today.
[Call now: (602)-641-5508]
Liability Coverage for your Restaurant
Picture this, you have a customer who specifically lets you know of a food allergy that must be avoided. Your kitchen staff not paying attention accidentally contaminates their meal with said food allergy.
Not only does your customer suffer from the extreme allergic reaction but you are now wide open to a potential lawsuit.
See, things like this happen every day in our world. Although they might not happen every day in yours, our job is to make sure you are protected for the “what if”
Restaurant Liability Policy Components
There are multiple “components” that make up a solid Restaurant Insurance policy. Different companies may offer these as a “bundle” while with others they are a’ la carte.
General Liability Insurance
This coverage is going to protect you from a variety of potential claims. Some of these examples can be bodily injury, property damage, personal injury and others that can potentially come up if you are found negligent.
Workers Compensation Coverage
In most states if you have employees then this isn’t even a question of do I want this? This is a must to be able to employee staff. Workers Compensation (otherwise known as workers comp) is strictly designed to ensure payment by employers for some part of cost of injuries to an employee. Some examples of this can be things like:
- Injury at Work
- Disease caused by work environment
In most cases an incident would need to take place while the employee is at the place of employment, however it would be best to discuss with your local independent insurance agent for more of a case by case basis.
Loss of Income Insurance
What happens in the event you are unable to open your restaurant due to a claim? This in most cases would cause a major hardship for you as a business owner. You wouldn’t be able to serve your customers which in turn means no income coming in.
This is where Loss of Income Insurance is imperative. This coverage would allow you to have a “back up” plan in the event you were unable to generate an income due to a covered loss.
This would allow you coverage for damage to your building, inventory, or equipment. Most policies would offer you a replacement cost coverage to these items so you would be able to repair or replace these items for today’s cost.
To make sure you have replacement cost coverage on property it is important to check with your independent insurance agent.
Crime and Vandalism Coverage
This would cover you in the event you had a claim due to a burglary, robbery, employee theft, or any vandalism to the property.
Here are a few examples of clients we work with and make sure their business are protected:
- Local Restaurants
- Food Trucks
- Catering Companies
- Food Delivery Restaurants
- Ice Cream Trucks
- Local Diners
The list can go on and on.
So how do you know if a restaurant liability policy is a good fit for your business?
We always would recommend you calling a local independent insurance agent like us, and discussing your coverage options. Our agency can work with you in finding the perfect fit for your restaurant insurance needs.
I love EPG Insurance. We have been their customer for longer than I have been here, which is 11 years. Their customer service is fantastic! If you ever have an issue, it is dealt with right away. The turn around on certificate requests is very quick. I love working with the EPG team!
The entire team are extremely knowledgeable, always professional, going the distance to provide outstanding guidance, service and support!!