Life Insurance

DESIGNING LIFELINES THAT WILL LAST A LIFETIME

You can’t put a price on your family or on how much they will need if you aren’t around to provide for them. But with a comprehensive life insurance policy from EPG, you can come close.

While you hope they will never need to use it, life insurance is a literal lifeline that will keep your family afloat in the event of your untimely death. The cost of such a policy is minimal compared to the mountain of debt uninsured families find themselves in after a sudden loss.


WHAT LIFE INSURANCE WILL COVER

Aside from giving you and your loved ones peace of mind, life insurance will cover various expenses that incur immediately after a loss, and can provide a cushion for many years down the road.

  • Funeral Expenses
  • Medical Bills
  • Debt
  • Mortgage Payments and Household Bills
  • College Savings


Because no two situations are the same, there are two types of life insurance policies available:

  1. Term-Life: Designed to cover you for a set amount of time - usually between 10 and 30 years. Premiums tend to be “level” and remain the same for the duration of the policy. As a general rule of thumb, the younger you are, the less expensive the policy, so it is best to act today! These types of policies can often be converted to whole-life when they are set to expire.
  2. Whole-Life: Also known as universal life insurance, this type of policy covers the insured individual until death. Whole-life policies build cash value that holders can borrow against in times of need.

Regardless of your situation, it’s important to work with an agent who is experienced in life insurance policies, so you can get the best possible coverage for your unique set of needs.


WHY USE EPG INSURANCE

When you use an independent insurance agent like us, you will work one-on-one with an agent who specializes in exploring and selecting the right life insurance policy for you and your loved ones. We work with close to 20 personal line companies, which means you have more access to the right type of insurance solutions.

Whether you live down the street or across the country, we are part of your community. We will advocate for your protection with affordability, transparency and responsiveness.

Contact us today to build a comprehensive life insurance policy that will shield your family from the devastating financial loss of a loved one.