Are you the proud owner of an auto detailing service? Do you find yourself staying awake at night concerned about the potential obstacles that your company may one day face? If so, then you need to learn all that you can about how to find the right auto detailing insurance. Doing so can ensure that you find a provider that has your best interests in mind. It will protect you from any potential liabilities that might occur down the road. See below for an in-depth guide on what auto detail insurance is, what it includes, and how it can benefit your business moving forward.
What Is Auto Detailing Insurance?
As the name would imply, auto detailing insurance is a type of business insurance for any company that fits the auto detailing model.
There are a few different types of auto detailing insurance policies out there, here they are listed and briefly explained:
- Garage Keepers Liability– coverage for any time that you have to keep a client’s car at your facility. Protects you and the client from any theft or damage that occurs on the car while it’s in your possession.
- Crime Insurance– theft can happen from many different angles at an auto detailing shop. It could come from burglars, disgruntled employees, other clients, etc. This insurance covers any loss that may happen while you work on the car.
- General Liability– covers any potential damage or injury that occurs at your facility. This could be an injury while your workers are performing a task or a slip-and-fall due to a wet spot on the floor.
- Property Insurance– insurance on the property (shop) itself. Covers any damage to the shop as well as any loss that plays a key role in your company’s business.
Be sure to reach out to an auto detailing insurance expert to customize your policy and get the coverage you desperately need.
How Much Will My Auto Detailing Insurance Cost?
This is the question that everyone wants to be answered. Of course, you want to get coverage to protect your company and its customers, but what does that look like?
The answer depends on a few different variables. First, the size of your company. The larger your company, the more coverage you’ll need if a loss were to ever occur, thus, the higher premiums you can expect to pay.
Another factor is the location of your auto detailing business. Some areas are considered more high-risk and if so, will cost more to get proper coverage.
Lastly, the price depends on what coverage you need. Not every auto detailing business needs or desires the same level of insurance. You tell us what you’re looking for and we’ll give you a quote.
If you’re not sure what level of coverage you need or what you might need coverage for, be sure to ask us for direction. We can provide details on different levels of insurance coverage, then provide you with an almost instantaneous quote or changes to your current policy.
What Are the Benefits of Auto Detailing Insurance?
If you’ve never had it before, there are many different perks to investing in insurance for your auto detailing business. See below for a few of the major benefits.
Protection
Make no mistake about it, your company isn’t the only thing that needs coverage in the event of an emergency.
Auto detailing insurance doesn’t just protect you, it protects your clients and employees as well. For example, say someone breaks into your facility in the middle of the night.
Then you wake up the next day to find that they stole some tools from your shop, as well as the stereo system from your client’s car. Without auto detailing insurance, you’re left covering the cost of your stolen tools as well as anything that was stolen from your clients.
Peace of Mind
The thought of a break-in or a fire in your shop is much less scary if you have a way to cover the damage and protect yourself financially.
Auto detailing insurance is the only way to give yourself peace of mind from those threats to your business. It’s the only way to ensure that the future of your company is truly safe.
Don’t go another business day without it. Reach out to an auto detailing insurance expert to assess your company and see what types of coverage you need.
Easy and Quick Application
The process to give your auto detailing business proper insurance couldn’t be easier. In mere minutes, you can have a quote for the amount of coverage you need.
Just reach out by giving us a phone call or filling out our online contact form (see below for a link). You’ll be able to fill out the information that we need to get in touch with you.
From that point on, we’ll talk with you about your business, assess your situation, and help you find the best coverage for your needs. We can explain it in as much detail as you’d like to help you make an informed decision.
Find the Right Auto Detailing Insurance Expert for Your Needs
Now that you have seen an in-depth guide on what auto detailing insurance is and why it’s so important for your company, be sure to find the right coverage.
Be sure to read this page to learn more about EPG Insurance and why we’re the perfect fit for all of your business insurance needs.
To get started, be sure to begin by filling out our online contact form to receive a free quote. We look forward to working with you further!
